FREQUENTLY ASKED QUESTIONS

Over what period of time can take a secured loan?

Loans are usually available between 3 and 25 years.

Can I get a fixed rate of interest ?

Fixed rates are available on a number of our secured loans. Once you have supplied your details, we will be able to show you the deals on offer to you.

How much can I borrow?

The amount you can borrow will depend on your personal circumstances and the amount of equity in your property. Once you have supplied your details we will be able to calculate the maximum loan available to you.

What about privacy and confidentiality?

All the details you supply to us are treated in the strictest confidence, as prescribed by the Data Protection Act.

Can I borrow more in the future?

If your borrowing requirements increase in the future, simply contact Finance Now and we will do all we can to accommodate your new requirements.

How long will the secured loan take to arrange?

The process generally takes two to three weeks, this is dependent upon a number of factors, including how quickly you can supply us with the required documentation.

What if my circumstances change - or if I have other questions?

If you have further questions or if your circumstances change, just contact Finance Now and we will be pleased to assist.

Are there any restrictions on how I can spend the money?

You can use the money you have borrowed for any legal purpose.

What if I want to settle the loan early?

The balance outstanding will be calculated and a rebate given on the outstanding interest in accordance with the Consumer Credit Act 1974.

What if I want to move home?

You can redeem your secured loan from the proceeds of your sale, in some circumstances you may able to transfer your loan to another property.